Do I Need a Lawyer to Sign Up for Disability?

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Do I Need a Lawyer to Sign Up for Disability?

If you’re suffering from a disability and are unable to work, you might be struggling to pay your bills and put food on the table. Being in this situation can be incredibly stressful and overwhelming. Fortunately, there are ways you can receive assistance. If you need to apply for disability benefits, you might be wondering, “Do I need a lawyer to sign up for disability?” While it isn’t required that you hire a lawyer, your chances of success are likely to increase when you use a disability lawyer to assist you. The attorneys at Morgan & Morgan have been handling disability claims for decades all over the country and will do whatever it takes to ensure you receive the help you need. Contact Morgan & Morgan today for a free and confidential case evaluation. 

What Is Disability?

Disability benefits help supplement income for individuals who have a disability and are therefore unable to work. Social Security Disability Insurance (SSDI) is the primary program for disability payments. In some cases, people get it confused with Supplemental Security Income (SSI), so it’s important to understand the difference between the two. 

Social Security Disability Insurance (SSDI)

Social Security Disability Insurance is a social insurance program that helps supplement income for those who are disabled and unable to work. This is funded through social security taxes that individuals pay on their income throughout their life. SSDI also considers any dependents you might have when determining your benefits. Whether you qualify for SSDI depends on your work credits and how much you have paid in social security taxes. In most states, if you receive SSDI benefits, you will automatically qualify for Medicare after 2 years of receiving disability payments.

Supplemental Security Income (SSI)

Supplemental Security Income also provides supplemental income and benefits to individuals who have a disability, but it also assists older adults and children who have very little income and resources. This type of supplemental income isn’t based on previous work or tax history; rather, SSI is solely dependent upon age, disability, and limited income and resources. In most states, you will automatically qualify for Medicaid if you are an SSI recipient. 

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