Home Insurance Claim Lawyers in Hilton Head, SC

An attorney can review your policy and determine what damages and costs should be covered. They can also investigate your case independently, review documentation like inspections and damage reports, and obtain an independent assessment of how much you are owed. 

Filing an insurance claim isn’t easy and the insurance companies like it that way. They are counting on you to give up so they can get away with paying less. Morgan & Morgan can help you fight back and hold the insurance company accountable.

Home insurance typically covers your home and other structures and your personal property. In most cases, damage caused by storms, fire, vandalism, and theft are covered by your homeowners’ insurance policy.

However, the details of every policy differ, and you should seek guidance from an attorney to determine what is covered under your policy. In addition, it is important to note that flood insurance must be purchased separately.

The primary goal of insurance companies is to minimize payouts to policyholders so they can maximize profits. Insurance companies are powerful and have many tools available to them to help tip the scales in their favor.

They may try to categorize damage as exceeding the scope of the policy or assert that property was damaged in a way that is not covered. For example, if your roof was damaged by a hail storm, the insurance company might attempt to deny your claim by alleging that the damage was caused by wear and tear.

Disagreements like this are not uncommon in claim disputes. That’s why you need an experienced attorney on your side to stand up for you.

Damage to your home can be extremely costly, especially if your insurance company is refusing to pay what you are owed. If you are experiencing difficulty with your home insurance claim, contact Morgan & Morgan in Hilton Head for a free, no-obligation case evaluation.