Ocala Workers' Comp Attorney

This insurance is designed to cover medical expenses, lost wages, and rehabilitation costs arising from work-related injuries or illnesses. It also provides disability benefits, which can be either temporary or permanent, depending on the injury's severity. In unfortunate circumstances, such as when a worker passes away due to a work-related incident, this insurance may cover funeral expenses and provide death benefits to the worker's dependents.

In general, to qualify for workers' compensation, the injuries must occur during the course of employment. This includes injuries sustained while carrying out work duties or during activities related to work. The range of injuries can vary from physical ones, like broken bones, to occupational illnesses, such as repetitive strain injuries or conditions caused by exposure to certain environments. The most important factor here is that the injury or illness must have a direct connection to your job responsibilities.

Say, for example, you got injured while on your way home from work, and you were off the clock, meaning you had clocked out. In that case, such an injury may not qualify for workers' compensation. That said, you may still be eligible for other forms of compensation, such as when you file a car accident claim (if you were involved in a car accident). 

Typically, categories such as independent contractors, volunteers, and, in some cases, part-time employees are not eligible for workers' compensation. Additionally, employees who sustain injuries while under the influence of drugs or alcohol, or through intentional acts, might also be ineligible for workers' compensation benefits.

If an employer claims an employee is not eligible for workers' compensation, it is essential to verify this information independently, preferably by seeking legal advice. Keep in mind that eligibility for compensation can depend on a variety of factors, and there are instances where employers might be misinformed or mistaken. Other times, employers intentionally misclassify their employees as independent contractors to avoid paying for their workers' compensation insurance.

The best way to find the answers you need after sustaining a work-related injury is by involving experts. At Morgan and Morgan, we have a dedicated team of workers' comp lawyers who might be able to fight for you. But first things first, it is important that we find out if you have a viable claim in the first place. To do this, please fill out our free, no-obligation case evaluation form.