Car Accident Attorney in Prestonsburg

The most typical causes of car accidents include distracted driving, driving under the influence, speeding, and driving recklessly. In today’s world, it is far too easy for drivers to lose their focus on the road. Phone calls, text notifications, noisy children, and talkative passengers all impact a driver’s concentration.

Sometimes, drivers increase their speed over the limit, further enhancing the risk of a collision and its severity. Drivers may also maneuver their vehicles in a manner that doesn’t follow the rules of the road, like failing to yield and not paying attention when changing lanes.

Whatever the cause, there’s no doubt that being in a car accident is scary. In the worst cases, drivers and passengers suffer severe injuries that may be fatal.

Following a car accident, your first step is to check yourself and your passengers for injuries. If anyone needs immediate medical attention, call 911. 

Regardless of the accident’s aftermath, you should call the police. Officers will tend to the crash scene, ensuring proper documentation for the collision and determining fault for the accident. Make sure to request a copy of the police report.

Individuals involved in a car accident frequently don’t realize they have serious injuries. Following an accident, the body naturally produces increased levels of adrenaline, which may mask symptoms of injuries. 

Even if you feel fine after a collision, it’s best to seek medical attention. A doctor can examine you for wounds like sprained muscles, traumatic brain injuries, internal organ damage, and whiplash. The doctor will provide appropriate care and a treatment plan if you have sustained injuries. 

If your injuries are severe, it's best to seek advice from an attorney. Severe injuries may require weeks, months, or years of recovery time. Medical expenses can quickly add up, and in some cases, you may be unable to return to work. 

An attorney can determine the proper steps to make sure that you get compensation for your financial losses.

You may get money to pay for your past and future medical expenses, lost wages, and any household services you need during your recovery. If your injuries are severe, you may receive compensation for emotional pain and suffering, disability and disfigurement, and loss of quality of life. 

A qualified Prestonsburg car accident attorney can determine the appropriate amount of compensation due to you and work with insurance providers to obtain the money.

Insurance companies exist on profits. Most will try to minimize any claims they pay to victims since they cut into the company’s bottom line. If an insurance company offers you a settlement in the days following a car accident, don’t immediately accept it. Instead, speak with an attorney to determine whether the offer is fair.

At Morgan & Morgan, we offer free consultations for prospective clients. You can call us to evaluate your case and find out whether the settlement offer from an insurance company will realistically cover your financial losses.

Under Kentucky law, all drivers must carry personal injury protection (PIP) coverage. PIP covers the immediate medical expenses and losses following a car accident. However, if your PIP coverage is insufficient to cover your damage, you may seek retribution from the at-fault driver’s liability insurance. 

Kentucky is a comparative negligence state. Thus, if you are found partially at fault for the accident, a court will reduce your award by the percentage you are at fault.

For instance, if the other driver was speeding, but you failed to look both ways before making a turn, a court may decide you are 40% at fault for the accident. If damages from the accident are $20,000, you will receive only 60% of the compensation, or $12,000.

An attorney at Morgan & Morgan can evaluate whether you were partially at fault for the accident and what that will mean for your case.