Workers’ Comp Violations

Workers' compensation insurance payments are intended to cover many of the monetary losses resulting from workplace accidents. Some examples of the costs and losses covered by workers' compensation include: 

• Medical costs
• Lost income and wages
• Ongoing medical care expenses 

Personal injury victims typically underestimate the financial losses that an accident entails. You shouldn’t be stuck with the costs and losses from your workplace illness or injury, especially if it occurred through no fault of your own.

Medical Costs

One of the main functions of workers' compensation insurance is to cover medical treatment costs for workers, including: 

• Hospital stays
• Medical travel
• Emergency room visits
• Doctor’s appointments
• Necessary surgeries
• Prescription drug costs 

When an injury occurs on the job, earned benefit payments should compensate for the medical care you need. Discuss your case with a workers' compensation lawyer to pursue the full amount you’re owed.

Lost Income and Wages

Personal injuries often result in the victim’s inability to work.

Particularly severe injuries may require weeks, months, or even years of recovery time, leaving injured workers unable to make ends meet. Fortunately, workers' compensation payments can replace some of your lost income and wages. 

In most cases, workers' comp benefits will compensate you for a specific portion of your standard weekly earnings. An attorney can help you fight for the money you need during your recovery.

Ongoing Medical Care Expenses

Some injuries and illnesses require ongoing medical treatments. For instance, a severe back injury may result in the need for long-term physical therapy.  

Ongoing medical care is often covered by workers' compensation insurance policies. Don’t forego the benefits you deserve following a work-related illness or injury.

Sadly, some workplace injuries result in the death of the employee. In these tragic circumstances, the decedent’s beneficiaries can file a workers' compensation claim on the victim’s behalf.

If you’ve lost a loved one in an on-the-job accident, a workers' compensation lawyer can help you pursue financial recovery for: 

• Funeral costs
• Burial expenses
• End-of-life financial losses 

The compassionate professionals at Morgan & Morgan know nothing is harder than losing someone you care about. Your family shouldn’t be forced to bear the financial burdens resulting from a workplace accident along with your grief in this difficult time.

Workers' compensation also compensates injured employees when they become disabled. Applicants may be categorized according to several different disability classifications. These are:

Permanent Partial Disability

In cases of permanent partial disability, employees are permanently unable to complete certain tasks required by their job. Those suffering from partial disability will still be able to perform other job functions.

Permanent Total Disability

Permanent total disability is available to workers whose injuries permanently prevent them from working in any capacity. There’s no set limit on the number of payable weeks for employees with this type of injury.

Temporary Total Disability

You may be entitled to temporary total disability if your illness or injury completely prevents you from working until you recover. If you think you might qualify for temporary total disability, it’s a good idea to have an attorney help you apply for benefits.

Temporary Partial Disability

In some cases, employees temporarily lose the ability to perform certain work-related tasks. Disability payments for injured workers are subject to a certain weekly maximum. Speak with a Morgan and Morgan attorney to fully explore the options in your case.

The legal options for injured workers vary by state. However, some workplace injuries are the cause of a third party’s negligence.  

Consider the following example: you’re working on a construction site occupied by employees of multiple companies and agencies. If the negligence of someone other than your employer causes you to suffer an injury or illness, you may have grounds for a tort claim.

The accomplished lawyers at Morgan & Morgan can determine whether you have a valid personal injury claim. In certain instances, victims may pursue compensation beyond that provided through their workers' compensation insurance.

The term “general damages” refers to payments for accident and injury victims that compensate for intangible losses. General damages often compensate for the following types of harm: 

• Physical pain and suffering
• Anxiety, depression, and panic
• Post-traumatic stress 
• Emotional anguish
• Embarrassment
• Decreases in victims’ quality of life 

Workers' compensation doesn’t cover these losses—it’s only meant to ensure against a portion of the financial losses injured workers experience. 

When you speak with a legal professional at Morgan and Morgan, we’ll help you explore every available option for securing compensation. Depending on who’s responsible for your workplace injury, you may be able to pursue multiple claims for damages.

When you need trustworthy legal guidance in the aftermath of a workplace accident, trust Morgan & Morgan. Our firm is home to more than 800 trial-ready legal professionals across the country. 

Since our founding in 1988, we’ve steadily grown into America’s largest tort law firm. Together, our proven attorneys have successfully tried and settled more than a million cases.

This track record of success is one of the many reasons our clients love working with us. When we agree to take your workers' comp violations case, you can rest assured that we’ll fight effectively for you every step of the way.

Complete the simple contact form on our website to arrange a no-cost legal case evaluation with a member of our team.