Where Do I Go to Sue Geico?

Starting a lawsuit against one of the largest insurance companies in America isn’t easy. Geico is firmly embedded in corporate America. Established over 80 years ago, the company insures millions of people nationwide. 

Geico is a subsidiary of the Berkshire Hathaway conglomerate that owns multiple American companies, including BNSF Railroad, Duracell, and Dairy Queen. With billions of dollars in revenue, Geico is certainly nothing to sneeze at. 

However, if Geico is unwilling to pay you fairly for the damages you’ve suffered, they are in the wrong—no matter their size. To assert your rights, you’ll need the assistance of an experienced legal team who can navigate the laws and form an effective strategy to obtain your compensation.

Before you begin your claim against Geico, assemble all of the documentation you have related to your accident. Pictures from the crash scene, the accident report, and medical records are good places to start. If you’ve been unable to work since your accident, make copies of your previous pay stubs and any vacation or sick leave records. 

Next, you’ll want to set up a consultation with a personal injury law firm. However, you don’t want to choose just any law firm. When you file a lawsuit against a big company like Geico, you’ll need to work with an experienced law firm that regularly negotiates with insurance companies and has trial experience.

Morgan & Morgan is an established law firm that has won multiple cases against Geico in court, including multi-million dollar lawsuits. You may be asking, “Where do I go to sue Geico,” Look no further. When insurance companies like Geico are unwilling to settle a claim for a fair amount, we don’t hesitate to take them to trial. We work to recover the damages you need to restore your health, property, and finances.

Every personal injury case is different. Some people are fortunate to recover from minor injuries in a few weeks or months. Others battle severe injuries that require lifelong treatment and care. Some lose their lives due to an automobile accident, and their families are left to pick up the pieces while trying to move on emotionally and financially.

There are three main types of damages awarded in a personal injury case: economic, non-economic, and punitive.

Economic damages make a person financially whole again following an accident. Typically, they’ll include the cost of past and future medical expenses, lost wages, lost future income, and any costs for household services required while the victim recovers from their injuries.

Medical expenses include all costs related to the accident. Ambulance costs, hospital care, occupational and physical therapy, laboratory tests, X-rays, ongoing treatments, and medication are all part of the damages your attorney will include in your claim against Geico. And if the injuries are severe enough to prevent you from working for the foreseeable future, your lost income will also be part of your due compensation. 

Non-economic damages aren’t as easily measured as economic damages. They include mental pain and anguish, disability and disfigurement, and loss of quality of life. If the case involves wrongful death, a spouse or surviving family members may receive damages for loss of companionship (or consortium).

Punitive damages aren’t as common in personal injury cases, but they do still occur. When a court or judge awards punitive damages in a personal injury case, they do so because the negligence on behalf of the defendant was particularly extreme. Punitive damages punish the defendant for their actions and deter others from acting similarly.

Before accepting any settlement from Geico, it’s wise to seek an attorney’s advice. Geico will likely try to lowball you with a settlement offer, especially if you have serious or severe injuries that threaten their profits. Morgan & Morgan has skilled attorneys that will be on your side and won’t accept the first offer from an insurance carrier like Geico. 

If Geico asks you to go on record describing the accident, it’s best to decline. The recording won’t benefit you; it will only help them. They can use your recording as evidence. For example, if you answer any questions that aren’t helpful to your case, you can easily make a mistake and give Geico leverage to minimize your settlement amount.

Where do I go to sue Geico? Take your case to Morgan & Morgan, and allow us to negotiate with Geico. We’ll ensure that the evidence provided fairly represents the facts of your case and the extent of your injuries.

Insurance adjusters examine vehicles damaged in car accidents to determine the cost of repairing the vehicle. If the adjuster believes the cost to repair the vehicle exceeds its actual cash value, they will declare the car totaled. 

This is a common occurrence after a car accident. Even if the car is fixable, the insurance agency will refuse to pay the amount required to fix it because it results in a loss to them. Paying the car owner the vehicle's cash value is a better deal for them. The cash value offered by the insurance agency may not be enough to pay off an outstanding car loan or for a down payment on a new vehicle. 

Many vehicles declared totaled after a car accident are sold at auction. The buyers purchase and resell them in the domestic used car market or ship them to other countries where the cost to buy a new vehicle is prohibitive for most citizens. If the car is sent to another country, it will likely be repaired there. This is unfair to those who suffered a car accident. 

In such unfortunate situations, the car accident victim may need to pay off the remainder of the loan and come up with the money to buy a new car. Instead of accepting a financial loss for your vehicle, hire a personal injury attorney and obtain a fair value for your car. Even if Geico is unwilling to fix your vehicle, an attorney can help you get a better settlement than the cash value, which is often much less than the actual value of your car.

Each state has its own statute of limitations that cap the time you have to file a personal injury lawsuit. Most states allow two to three years for personal injury victims to file a claim. However, you should begin your claim as soon as possible. It takes time to assemble documentation and develop a legal strategy, especially against a large company like Geico.

Personal injury cases typically resolve in under a year if the parties can reach a settlement agreement. However, it may take a year or more to resolve if the case goes to court. While waiting for a settlement can make life difficult, staying the course is essential. Debilitating injuries can be lifelong, and you deserve to be made financially whole to maintain your quality of life.

If you’re considering a lawsuit against Geico, it’s best not to answer their calls or respond to any communication from them. Any contact with them may be used against you in the future, especially if you agree to their statements or accept any offer from them. Instead, allow your personal injury attorney to communicate directly with Geico on your behalf.

To sue Geico, you’ll need an experienced personal injury attorney who knows the tactics that insurance companies use to lowball injury victims. Lawyers with Morgan and Morgan have obtained many settlements and court verdicts against Geico. As the largest personal injury attorney firm in the United States, we know how to negotiate for our clients and will work diligently for you.

Yes, it is possible to win a case against Geico. While Geico is one of the largest insurance companies in the United States, it isn’t infallible. Ordinary people can win a claim against Geico if they have superior legal representation and the proper evidence to back their claim. There’s no reason to sit back and accept financial losses if you’re the victim. Stand up for yourself and work with Morgan and Morgan to obtain the compensation you deserve.

Car accidents are terrible experiences. They’re scary, and they can prove immensely frustrating, especially if you find yourself with injuries and financial strain as a result. Insurance agencies like Geico can add fuel to the flames if they’re unwilling to provide you with a fair settlement. 

The attorneys at Morgan and Morgan are skilled in negotiations with Geico and are not afraid to take Geico to court if they don’t provide you with the money you deserve. Fill out our online contact form today to schedule your free case review.