Why Do Insurance Companies Say Your Personal Injury Is Exaggerated?

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Personal Injury Claims & Insurers

Have you been injured as a result of someone else’s negligence? If so, it may seem as if your world has suddenly turned upside down. Before the injury, you were working, enjoying life, and feeling great. Now you’re in pain, unable to work, and worried about how you’ll pay that mounting stack of medical bills while also still providing for your family. 

If this situation sounds familiar, you may have filed an insurance claim, hoping to recover the compensation you desperately needed to move forward with your life, only to be told by the insurer that your claim was "exaggerated." What does that mean? And what rights do you have? These are important questions to ask, and at Morgan and Morgan, we’re here to help you understand the answers. 

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  • Step 1

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  • Step 2

    We take
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    Our dedicated team gets to work investigating your claim.

  • Step 3

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FAQ

Get answers to commonly asked questions about our legal services and learn how we may assist you with your case.

  • Who Files a False Claim?

    First, it’s important to understand that, unfortunately, there are dishonest people in the world. Sometimes, people do file claims that are either entirely false or that are greatly exaggerated. This can happen when:

    • Some people injure themselves and falsely blame that injury on another person.
    • Some people pretend their injuries are worse than they actually are;
    • Some people stage accidents entirely, even when they didn’t actually occur;
    • Some people inflate their medical bills;
    • Some people pretend they can’t work when they actually can;
    • And the list goes on.

    Unfortunately, some people do these things. By doing so, they not only put themselves in a place where they may face legal consequences, but they also create unnecessary difficulty for those filing legitimate claims for legitimate injuries. 

  • What Effect Can This Have on My Claim?

    Sometimes, an insurance company may review your claim and tell you it was exaggerated—and many times, this simply isn’t the case at all. Understandably, if you are an honest person who was truly injured, you need and deserve compensation for those injuries. To be told that your claim is exaggerated can be extremely frustrating. Instead of getting frustrated, though, you should seek help. 

    At Morgan and Morgan, that’s why we’re here. We understand the anger and frustration of claimants who were injured through no fault of their own, and who deserve recovery. We also understand insurance companies—how they operate, and the best strategies to use on your behalf in response. We’re here to help.

  • Call Morgan and Morgan Today

    If you have a genuine and real personal injury claim, then you should be able to fight for and recover the compensation you deserve. The behavior of some dishonest individuals can, unfortunately, make doing so more difficult than it should be. That's why you need a team of attorneys on your side that know how to fight back against the insurance companies and to pursue your claim for what it’s truly worth. At Morgan and Morgan, we are that team. 

    For decades, our dedicated and experienced attorneys have been fighting for clients just like you—clients who were injured through no fault of their own, and who deserve to be able to recover from their injuries and move forward with their lives without being financially ruined. We are very proud of our reputation for recovering more than $ftp_global_var:total_funds_recovered_count] billion for our clients, and we would consider it a privilege to fight for you, too.

    When you choose Morgan and Morgan, you are choosing a step forward toward a brighter future. You are choosing to stand up to insurance companies who want to value your claim for less than what it’s worth. You are choosing a team that’s for the People, instead of the powerful. 

    Take that first step today by contacting us for a free, no-risk case evaluation. We look forward to helping you soon.

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