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How to Win an At-Fault Accident

Being in a car accident is more than just a traumatic experience—it can also be time-consuming and expensive, especially if you’re not sure how to go about making an insurance claim or taking legal action. If you are considering taking either of these courses of action after being involved in a crash, having the right kind of help on your side through the entire process is essential. A good personal injury lawyer will be able to guide you through all the steps involved in winning an auto accident claim efficiently and effectively.

The attorneys at Morgan & Morgan have been handling auto accident claims for decades and have recovered over $20 billions of dollars for our clients. If you need help, contact Morgan & Morgan today for a free and confidential case evaluation.

Understanding the Difference Between At-Fault and No-Fault States for Car Accidents

Figuring out who is at fault in a car accident can be confusing. First, it’s important to understand the difference between no-fault states and states that use at-fault laws.

At-Fault States

At-fault states, also called tort states, require someone to be found “at fault” for causing the accident in order for damages to be paid out. In at-fault states, the driver or drivers responsible for causing the accident are held financially responsible for any bodily injury or property damage that results from their negligence. These states have a system of comparative negligence where the amount of compensation received by an injured party is reduced if they are partially at fault themselves.

No-Fault States

No-fault states don’t assign blame or require proof of fault to receive compensation after a car accident. Instead, they use personal injury protection (PIP) coverage, which is an added auto insurance coverage that covers medical expenses and lost wages regardless of who caused the crash. This means that when an accident happens, both parties involved file claims with their respective insurance companies instead of filing a lawsuit against one another. Each state has its own rules about what is covered under PIP, so it’s important to research your state’s specific requirements before purchasing auto insurance coverage with PIP benefits. 

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