Long Term Care Policy Replacements

If you are considering replacing a long-term care policy, examine your current policy’s benefits to the new, replacement policy. When an insurance agent or company approaches you about replacing your policy, keep in mind that they may not always have your best interests in mind. To ensure you are receiving the coverage you need, ask for information on how replacing the policy will affect you. Should you elect to replace your long-term care policy, don’t cancel your current coverage until the new one has taken effect.

Long-term care policies play a vital role, as they cover care which is generally not included in health insurance, Medicaid or Medicare plans. The attorneys at our firm would like to see that those who require such coverage are not being violated of their legal rights. If you are experiencing problems after replacing a long-term policy at the recommendation of an insurance company or agent, contact us today for a free case review. We may be able to assist if this new, recommended policy is providing less coverage than your former plan.