Philadelphia Traffic Accident Near Me

That's usually one of the trickiest things about auto insurance laws in this city. You can typically file a claim with your insurance provider if you purchased a 'no-fault' coverage. The other option is to file a claim with the other party if you purchased the 'full tort' insurance option.

Again, it all narrows down to the specifics of your case. If you purchase no-fault insurance, you'll recover medical and out-of-pocket expenses. On the other hand, if you are covered by the tort-based insurance option, you'll recover both economic and non-economic damages.

Even though you may be able to recover compensation from your own insurance provider through the no-fault insurance coverage (if you opted for this option), state laws allow you to "step outside" this rule if you meet what it describes as the "serious injury threshold."

The specific threshold for what constitutes a "serious injury" often includes:

• Injuries that result in death.
• Serious impairment of bodily function.
• Permanent serious disfigurement.

Because car accident laws in Pennsylvania are complicated, insurance companies will try to hide valuable information from you. For instance, you may meet the limited tort threshold if you were riding a motorcycle at the time of the injury. But that's not something you should expect your insurer to inform you about, primarily because they know this piece of information could make such a huge difference in your claim. 

At Morgan and Morgan, we have an army of more than 800 trial-ready attorneys ready to fight for your rights. Whether it was a case of hit and run, wrongful death, or bad faith insurance practices, we have the right attorney to take on the at-fault party and their representatives.

Injury firms are not the same. Don't go for big talk with little action when choosing the right attorney to represent you. Results matter, and that's why we've recovered more than $25 billion for the injured so far. If you or a loved one is a traffic accident victim in Philadelphia, contact Morgan and Morgan today. Here, results matter, and your pain counts for something.