Car Accident Attorney in Katy

Hopefully, you will never be involved in a car accident. But if you are, there are important concerns that you should prioritize to ensure you recover physically and financially as quickly as possible.

Your Health

Your most important concern should always be your health and the health of any other loved ones who were involved in the car accident. This concern is so important that you should get evaluated by medical personnel at the scene of the accident, even if you don’t believe you were injured. Sometimes injuries aren’t apparent at first because stress or adrenaline prevents you from realizing you are hurt. An EMT or a doctor in an emergency room is much better qualified to identify and evaluate any injuries.

If you are diagnosed with an injury, follow all instructions from a doctor regarding treatment. This is not the right time to worry about finances. A car accident lawyer in Katy, Texas, can help you get compensation for all of your medical bills if you can’t afford those bills on your own. But if you don’t get the treatment as quickly as possible, no amount of money can likely help you later.

The insurance claims process is complicated. Typically, you will be required to answer lots of questions about the accident, your injuries, and the type of treatment you are receiving. Most of these answers will require varying types of evidence, and often you will need the assistance of a professional (like a doctor or mechanic) to provide the type of evidence the insurance company requires. You should also expect multiple waves of requests for information and multiple deadlines you have to meet to provide that evidence.

Before all this chaos starts, though, you will need to file your claim. Modern advances allow you to easily file a claim using a smartphone while you are still at the scene of the accident. You will probably even be able to provide some of the documentation digitally by taking photos of the accident scene and contact information for you and the other driver. If you can do this, you should because it will get the claims process started as quickly as possible.

To best deal with the rest of the claims process, hire a car accident lawyer in Katy, Texas, from Morgan and Morgan. Our attorneys are familiar with the process and will help you file all paperwork quickly and properly. We will also make sure that the insurance company doesn’t delay the process or provide you with any misleading information.

Medical Bills

One of the biggest problems with insurance is that it takes time to pay out. Typically, insurance companies won’t pay for at least a few weeks, and sometimes payment is delayed until all bills come in. Unfortunately, medical bills won’t wait for the insurance company to pay you. However, this doesn’t mean you need to empty your retirement accounts or go deep into debt to cover your bills.

A car accident lawyer in Katy, Texas, has the experience to accurately estimate your future medical expenses and can negotiate for payment before all bills have been received. Your attorney can also negotiate for partial payments while medical treatment is happening. Finally, your attorney can write an official letter to your creditors to let them know that you are in negotiations (or possibly in litigation) with the insurance company and guarantee that they will be paid in full as soon as you receive compensation.

Lost Wages

If you have been severely injured in a car accident, you likely are temporarily unable to work. Even if you have the savings to afford medical bills until the insurance company pays, you may not be able to afford those bills while not earning an income. Recovering lost wages or getting supplementary income is a big priority after an accident. Your car accident attorney can direct you to options that replace your income until you recover enough to earn a living again.

All too often, clients will contact us at Morgan & Morgan after they have already had their claim denied by the insurance company. While we can help those clients, it is much more difficult for us to get good results after a claim has already been denied. By the point that the insurance company has made a decision based on its investigation, we have to be more concerned with getting you any money rather than getting you the most money possible.

Even if you don’t wait until your claim has been denied, any delay in hiring an attorney can cost you money. The main goal of the insurance company is to pay you as little money as possible. It will try to get you to accept lowball settlement offers and to sign away your rights after payment. If you have accepted any money or signed away any rights, we will be limited in how we can help you.

The best option is to consult with a lawyer immediately after an accident. While we probably can’t send an attorney to the accident scene, you can retain our services minutes after you get into an accident. We will schedule an initial free evaluation and give you some basic advice about how to deal with other drivers, witnesses, police, and the insurance company.

As much as possible, we will take the lead on all communications with the insurance company and authorities. This will ensure that you don’t accidentally share information that harms your case. We will also perform an independent investigation of your accident and use any evidence we uncover to negotiate for the highest possible compensation.

If the other driver was mostly at fault, you’d likely be paid by their insurance company. However, you don’t need to file with the insurance company that eventually pays you right from the beginning. Immediately after the accident, you should file your claim with your insurance company and worry about who will eventually pay for a later date.

Most people think that they are only eligible for compensation for medical bills and car repairs after a car accident. However, you are eligible for several other types of compensation, particularly if the other party was at fault for the accident. Your car accident lawyer in Katy, Texas, can tell you exactly what type of damages you can collect, but typically they will include:

• Medical bills
• Car repair bills
• Lost income
• Pain and suffering
• Expenses like traveling costs
• Therapy costs
• Emotional distress

If you are a family member of a loved one who was killed in a car accident, you can also get compensation for the wrongful death of your loved one. No amount of money will fully be able to cover your losses after a severe injury or the death of a loved one, but the more money you receive, the easier that recovery will be.

Morgan & Morgan attorneys work on contingency. This means that you only pay us if we can get you compensation for your accident. Between this and the free initial consultation, our services are effectively free.

Furthermore, we only get a portion of the money that we can get for you. This encourages our attorneys to get you as much money as possible. You can be certain that when we recommend an option, we believe it is your best option for collecting the maximum possible compensation.

When looking for a car accident attorney, you want an attorney who:

• Is excellent at communicating with clients
• Has decades of experience in handling car accident cases
• Has a strong reputation for winning high money awards or getting high settlements for clients
• Is praised by past clients

Attorneys from Morgan and Morgan meet all of these criteria.

Typically, you never want to accept the first settlement offer made by the insurance company. Usually, the first offer will be for a value lower than what you need to pay all of your medical bills and cover any other expenses or losses that are due to the accident. Allow your car accident attorney to negotiate for a more reasonable offer. This may delay your compensation by weeks, but it should get you the money you need to recover from the accident.

With attorneys and insurance agents fighting over money after a car accident, it can be easy to forget why that fight is happening—a person was seriously injured and now needs help to recover to a normal life. While some lawyers may forget about the people involved, we never do at Morgan and Morgan. During every step of the process, we fight to get you the best results possible, whether that means getting you money quickly, getting you the maximum possible compensation, or hopefully both.

If you have been injured in a car accident in Katy, Texas, contact our law firm immediately to get a free case evaluation.