Workers' Compensation Attorney in Albuquerque

Workers' compensation, in a nutshell, is a type of insurance that provides financial and medical benefits to employees who are injured or become ill on the job. Employers must carry workers' compensation insurance, and the benefits cover medical expenses and a portion of lost wages.

The initial intention of workers' comp is to be the exclusive remedy for workplace injuries. What this means is that you generally cannot file a lawsuit against your employer. But this rule is not written in stone; there may be exceptions if someone other than your employer is at fault.

Now, that could spell trouble for your employer. In some cases, you can file a lawsuit against your employer for negligence if they don't have workers' compensation insurance and you get injured on the job.

In most cases, you can. That's because injuries sustained while performing work-related duties, even if not during regular working hours, are generally eligible for workers' compensation. The key factor here is whether the injury is directly related to your employment, something we can help figure out.

Medical expenses, rehabilitation costs, and a portion of lost wages are the most common damages this insurance covers. One thing you should always remember is that each case is different, which is why it's always advisable to involve a lawyer. 

Surgery falls under necessary medical treatment as long as it is related to a workplace injury. However, approval processes and coverage details can vary. That's where we come in to protect your rights.

These benefits usually cover medical expenses and a percentage of lost wages, but they may not fully replace your regular income or compensate you for your pain and suffering, and emotional distress. You may need to pursue a lawsuit instead.

If you've been injured on the job and denied benefits, we might be able to help you get the compensation you need and deserve. But this, in part, depends on how soon you contact us. Fill out this form to have your case reviewed by experts from our team.