Best Workers' Compensation Lawyer in Covington, KY?

If you got hurt at work in Covington, the Kentucky workers’ compensation program could provide you with certain benefits such as medical expenses, lost wages, and others. The family of a fatally injured worker could also qualify for death benefits under the program. 

However, receiving what you deserve can be tricky without having an experienced Covington workers’ comp lawyer in your corner, especially if your claim was already denied. If your bills are piling up and there is no sign of any workers’ comp benefits, we could help. Our dedicated workers' compensation attorneys can work tirelessly to pursue the benefits you need and deserve to get your life back on track. Contact us now to find out for free if we can help you. 

Covington Workers’ Compensation Benefits

Experiencing an accident and significant injury on the job can turn your life upside down in one split second, especially if you suffer a disabling injury. Figures from the National Safety Council (NSC) show that construction and transportation workers can be particularly vulnerable to suffering injuries at work. However, accidents and injuries can potentially happen in all work environments. If you get hurt, workers’ compensation should provide you and your family with benefits to go on with your life without suffering unnecessary hardship. 

Kentucky’s workers’ compensation laws provide benefits on the “no-fault” principle, meaning that even if you caused or contributed to your accident and injury, you are generally entitled to certain benefits, such as:

Income Loss Benefits

If you are temporarily or permanently unable to work, you could be entitled to wage loss benefits under the workers’ comp program. Kentucky workers can receive up to two-thirds of their average weekly wage until they are able to return to work. If you have a permanent disability or condition that leaves you unable to return to work, you could receive wage loss benefits for the rest of your life. 

Medical Costs

Workers compensation generally covers all medical costs due to a work injury. Your doctors should submit authorized bills to your employer’s insurer. Medical benefits can include treatments, medications, travel costs, medical devices, rehabilitation, and other needs. You could also receive compensation for permanent injuries such as disfigurement, loss of a limb, and others. 

Return-to-Work Benefits

While individuals may be able to return to work eventually, they could be unable to return to their former position, depending on the severity of their condition or injury. In this case, claimants could be entitled to vocational benefits such as job training, vocational counseling, or assistance with finding a suitable job.

Death Benefits

The family of a worker who passes away due to an injury could qualify for certain death benefits, including burial and funeral expenses and maintenance payments for dependents. In Kentucky, surviving family members can be entitled to up to 75 percent of the deceased’s weekly wages, which are typically divided among the beneficiaries. In addition, if a deceased worker in Covington died within four years of their accident or injury, the surviving family members can receive an additional settlement. 

If you are unsure which benefits you qualify for or are currently not receiving what you need after a work injury, consider contacting our workers’ comp lawyers in Covington for help and advice. 

Qualifying Injuries and Conditions

Generally, all injuries and occupational conditions occurring in or arising from employment are covered by workers' compensation. This also includes injuries during business trips and other work-related travel. Common workplace injuries covered by workers’ comp include:

• Fractures
• Head and brain injuries
• Musculoskeletal injuries such as sprains and strains
• Burns and other fire injuries
• Back and spinal injuries or conditions
• Loss of a limb or limbs
• Loss of hearing or sight
• Exposure to toxic substances
• Repetitive strain injuries

Injuries Not Covered by Workers’ Comp 

Workers’ comp generally does not cover any non-work-related pre-existing conditions or illnesses arising due to the natural aging process. Psychological disorders are only covered in certain circumstances. Injuries during the commute to and from the workplace are not covered. Injuries and conditions resulting from alcohol or drug intoxication, aggressive behavior, or self-infliction are typically not covered by workers’ comp insurance.

Your Next Steps After Getting Injured at Work 

If you experience a work accident and injury, knowing your next best steps can be critical for receiving the workers’ comp benefits you deserve. 

Report Your Accident and Injury Immediately 

When getting hurt at work, report your accident and injury promptly to your employer or supervisor, and file an accident report. Reporting your injury immediately can help you qualify for workers’ compensation benefits.

See a Doctor Promptly 

Seeking medical help for a work injury can be critical for your worker’s compensation claim. Ensure to speak to your employer as you may be required to see a designated doctor to retain workers’ comp benefits. 

File a Claim

Filing a workers’ comp claim on time is critical. Your employer is generally responsible for providing you with the forms for a claim. If you miss the filing deadline for a workers’ comp claim, which is two years in Kentucky, you may be unable to receive any benefits.

If Your Workers’ Compensation Claim Is Denied

Receiving a denial notice can be extremely upsetting. However, denials are common, and you can appeal against the decision. If your claim has been denied and you do not know where to turn, Morgan & Morgan’s experienced Covington workers’ comp lawyers can guide you through the appeals process and help fight for the benefits you deserve.

How to Find the Best Workers’ Compensation Lawyer in Covington

Finding a great workers’ compensation lawyer near you involves a little effort. The following tips can help you with drawing up a list of potential attorneys and law firms:

• A google search for “workers’ comp lawyers in Covington”  
• Asking friends and family for attorney recommendations 
• Browsing Avvo and Martindale Hubbell for potential lawyers and client reviews
• Searching for attorneys on the Kentucky Bar Association website

Once you have collected some names, why not take advantage of a free case review? Most workers’ comp attorneys offer a free initial meeting where you can ask about the attorney’s experience and raise any concerns regarding your particular workers’ comp claim.

Morgan & Morgan Is Here for You 

If you feel stuck with your workers’ compensation claim, you do not have to search endlessly for a suitable attorney. Simply get in touch with us. Our experienced workers’ compensation lawyers are determined to fight for the benefits injured workers need to get their lives back on track after suffering an injury at work. Benefits of working with Morgan & Morgan include:

• No upfront attorney’s fees  
• Having America’s largest personal injury firm in your corner
• Working with experienced and tenacious workers’ comp attorneys
• Receiving the personal attention and time you deserve
• Professional legal representation at appeals hearings

We can also gather proof of your injuries, provide medical and vocational expert witnesses to testify on your behalf, negotiate a fair settlement, and so much more.