Lyft Accident Attorney in Miami

Lyft drivers are not employees but rather independent contractors. This is an important distinction because employers are responsible for the actions of their employees but not necessarily independent contractors. As a result, liability shifts away from Lyft and onto the individual driver. However, personal auto insurance policies often have a “business use exception” that won’t cover damages while the operator is driving for profit. Who, then, is responsible for compensating you for your injury? Generally speaking, financial responsibility falls to the insurance company for the Lyft driver, Lyft itself, or the other driver, depending on the circumstances:

• The Lyft driver’s car insurance coverage may cover your injuries if they have commercial insurance or regular insurance with a provision that covers ridesharing. Most Lyft drivers don’t have this insurance because they’re not required to.
• If the Lyft driver was responsible for the accident, you may be covered by Lyft’s $1 million commercial liability insurance.
• If the other driver was at fault, you can file a personal injury lawsuit to recoup your losses, the same as you would in any other auto accident.

If the Lyft driver was responsible for the crash, you can try to argue that Lyft shares some of the blame, but it’s a tough sell because Lyft drivers are classified as independent contractors. (Lyft and its competitors have worked diligently to remain within current legal standards on this issue.) The good news is, you may be able to recover compensation through other means, such as the driver’s or Lyft’s commercial insurance policy.

As the victim in a Lyft vehicle accident, you may be eligible to recover compensation with the help of a Morgan & Morgan auto accident attorney. These damages may include the following:

• Past and future medical expenses, including hospitalization and rehabilitation
• Pain and suffering, physical impairment, and mental anguish
• Past and future economic losses, including lost wages and diminished earning capacity
• Permanent disfigurement

As the victim of a Lyft accident, you should never wonder if you can afford to hire a personal injury attorney. That’s why Morgan & Morgan works on a contingency fee basis: We get paid only if you win. Schedule a free case evaluation now to get started.