Hurricane Ian Property Damage Lawsuit

Hurricane Ian made landfall along the southwestern coast of Florida as a powerful Category 4 storm on September 28, 2022, and weakened to a tropical storm as it moved toward the Carolinas. It was one of the strongest hurricanes to make landfall on the west coast of the Florida peninsula in recorded history and unleashed catastrophic floods and life-threatening storm surges. The storm has flooded roads and homes, uprooted trees, sent cars floating throughout the streets, and left nearly 2.5 million homes and businesses without power. 

Ian originated from a tropical wave that was located by the National Hurricane Center east of the Windward Islands on September 19, 2022. Two days later, the wave moved into the Caribbean Sea, where it brought winds and heavy rain to the ABC islands, Trinidad and Tobago, and the northern coasts of Venezuela and Colombia on September 21–22.

After strengthening into Tropical Storm Ian, it became a hurricane as it neared the Cayman Islands, before rapidly intensifying to a high-end Category 3 hurricane as it made landfall in western Cuba. It slightly weakened over land but restrengthened once it moved into the southeastern Gulf of Mexico, becoming a high-end Category 4 hurricane early on September 28, 2022, as it progressed towards the west coast of Florida. 

If you are in an affected area, please take considerable precautions and use any of the storm recovery resources listed below if needed. According to the CDC, basic safety tips for hurricanes and their aftermath include:

• Stay out of floodwater.
• Never use a wet electrical device.
• If the power is out, use flashlights instead of candles.
• Prevent carbon monoxide poisoning.
• Be careful near damaged buildings.
• Stay away from power lines.
• Drink safe water and eat safe food.
• Wash your hands frequently.
• Tend to any injuries or wounds to prevent infection.
• Take care of your mental health and stay connected with loved ones.

If the unfortunate occurs and tragedy strikes, Morgan & Morgan is here to help. If you suffered property damage because of this storm, don’t hesitate to reach out to us. We can provide a free case review and help you to navigate the complicated insurance claim process. There is no need to go through this alone—get the help you need to move forward with your life today.

• FEMA
• FEMA Safety Tips
• Red Cross Shelter Map
• Resources for Affected Areas
• How to Help or Volunteer

Hurricane Ian’s heavy rains, storm surge, and strong winds have left severe damage across Florida, causing Gov. Ron Desantis to declare a state of emergency. As a property owner in Florida, you might be wondering what types of losses can be covered after such an event.

Some of the most common types of damage due to hurricanes include:

• Water and flood damage: Hurricane Ian has left entire areas completely underwater. Most hurricane insurance policies include flood insurance to cover most damage that occurs during high water.

• Wind damage: Hurricane winds can uproot trees, take off paneling and roofing, and blow large items into a collision with valuable property.

• Hurricane storm damage: Hurricanes can cause damage to property in a number of ways, including tornadoes that may happen alongside the storm, flying debris, mold damage after the water recedes, and more.

If your home has been damaged in Hurricane Ian, make sure you get the compensation you deserve. Don’t let insurance adjusters deny you of the coverage you’re owed.

The Florida statute of limitations allows state residents up to three years to file a hurricane claim with their insurance company. It is important to file your insurance claim as quickly as possible to give yourself plenty of time to fight for compensation in case you end up in an insurance dispute.

If your property is covered under your insurance policy, you should not have an issue getting compensated after Hurricane Ian. However, property insurance companies sometimes act in bad faith, refusing to pay for damage that should be covered under a policy. If you find yourself in this position, don’t hesitate to reach out to Morgan & Morgan. We can help fight for what you deserve.

Unfortunately, many insurance companies try to take advantage of customers during a crisis like Hurricane Ian in an attempt to avoid paying for damages. They often look for any reason to deny claims because they are experiencing what they call an “insurance crisis”—an overwhelming number of claims during a certain period of time. If your Hurricane Ian insurance claim gets denied, however, you still have options.

Morgan & Morgan can review your case and can help to guarantee that any compensation you are legally owed will be paid out by the insurance provider. If your insurance company won’t pay, we’re prepared to take your case to court.

At Morgan & Morgan, we work on a contingency fee basis. That means the Fee Is Free™ until we win your case. You won’t owe a penny until your compensation is recovered. That way, you can focus your time and energy on what matters most—moving forward with your life after this unfortunate event.

Reach out to Morgan & Morgan if your insurance company won’t supply the compensation you rightfully deserve after your property has been devastated by Hurricane Ian. With over 35 years of experience and over $25 billion recovered for our clients, we have the size, resources, and know-how to fight for your full and fair compensation.