When to Hire a Car Accident Lawyer in Fort Lauderdale

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When to Hire a Car Accident Lawyer in Fort Lauderdale - two white cars crash

Hire a Car Accident Lawyer

Fort Lauderdale is the 10th most populated city in the state of Florida. Still, since the area is highly popular with tourists and snowbirds, the population can swell into the millions at certain times of the year. With more people comes more traffic and of course, heavy congestion can lead to car accidents. While Fort Lauderdale is famous for its beaches, arts, culture, and events, one of the least attractive aspects of the city is the shocking car accident statistics. 

In 2021 alone, there were 41,374 crashes in Broward County, with 23,096 injuries and 263 fatalities. These statistics include automobiles as well as bicycle, motorcycle, and pedestrian accidents. If you've been injured in a car accident, you may be wondering when is the best time to hire a Fort Lauderdale attorney to handle your claim. We're here to help you understand the laws that will impact your ability to gain compensation and work with you for the best possible outcome for your situation.

Florida and the "no-fault" law

Florida is a "no-fault" state which means every vehicle owner must carry a type of insurance that they will use in the event of a car accident regardless of who was at fault for the accident. It's called No-Fault insurance and works in conjunction with Personal Injury Protection (PIP) insurance which is also a legal requirement. PIP covers your medical expenses and lost wages due to an accident. While this law was enacted in an attempt to lower the cost of insurance premiums, the opposite has taken place. No-fault states have some of the highest premiums in the U.S. 

The no-fault law also impacts how you can recover compensation for injuries and property damage. You can only sue the other driver when your injuries meet a certain threshold. The language of the law leaves room for interpretation as it describes "serious injury" as a means to step outside of the no-fault law. Generally, serious injury means you have a permanent injury, have suffered significant and permanent scarring or disfigurement, or significant and permanent loss of bodily function. 

This is where the art of negotiation comes into play since the language is ambiguous. For example, "significant" is a subjective term. While a facial scar might add character in some people's opinion, it could be devastating from another person's viewpoint and thus leaves room for debate. Another reason to bypass the no-fault law is in the case of someone being killed in a car accident.

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