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Hurricane Lawyer in DeLand, FL

Insurance Lawyers

The city of DeLand, FL, was founded in 1876. Because of its gorgeous architecture, DeLand is often called the Athens of Florida. 

But because of its location between Daytona Beach and Orlando, DeLand’s proximity to the ocean makes the threat of hurricanes a distinct possibility. 

When a tropical storm or hurricane has damaged your property in DeLand, you will likely file an insurance claim to recover compensation. Unfortunately, insurance companies are not working in the best financial interests of claimants. 

If you’ve been wrongfully denied an insurance claim, contact the DeLand hurricane lawyers at Morgan and Morgan. Our team has plenty of experience fighting for the best interests of hurricane insurance claimants. 

You should not be left with the expenses resulting from hurricane damage. When your insurance provider has treated you unfairly, it’s critical to consult with a DeLand hurricane lawyer. 

Florida experiences some of the most intense storms in the country. Natural disasters have the potential to cause immeasurable damage to people and property. 

When you’ve purchased hurricane insurance, you should not be denied the payments you are rightfully owed. Contact Morgan and Morgan to dispute your insurance claim denial in DeLand, FL. 

At the firm of Morgan and Morgan, we will happily provide you with a free case evaluation to discuss your circumstances. To arrange your no-cost consultation, complete the easy-to-use contact form on our website.

Understanding Categories of Hurricanes

Hurricanes bring high-speed winds and heavy rain. These intense storms often damage residential and commercial structures. 

Hurricanes also have the potential to uproot trees, tear down power lines, and damage roadways. The amount of damage that a storm can cause depends on its severity. 

Hurricanes are categorized from 1 to 5 on the Saffir-Simpson Hurricane Wind Scale. The designations are as follows:

Category 1 Storms

These storms have winds of at least 74 miles per hour. Category 1 storms have the potential to damage: 

  • Shallow-rooted trees
  • Home siding
  • Shingles and roofs
  • Gutters
  • Other external structures 

While these hurricanes are milder than others, Category 1 storms can still cause enormous amounts of damage. These storm surges result in tides of 4’ to 5’ above normal.

Category 2 Storms

These storms feature winds reaching at least 96 miles per hour. A Category 2 hurricane can cause intense damage to roofs and building siding. 

A Category 2 hurricane can also result in excessive damage to power lines. Tides can reach 6’ to 8’ above normal. 

Category 3 Storms

When wind gusts exceed 111 miles per hour, the storm will be designated as a Category 3. This category of hurricane features storm surges between 9’ and 12’ above normal tides.  

Coastal structures will experience severe flooding and mobile homes may be destroyed. These storms have the potential to cause significant damage.

Category 4 Storms

When the winds are between 131 and 155 miles per hour, a hurricane is designated a Category 4 storm. Category 4 wind gusts can blow down signage, trees, and other foliage. 

Small residences may experience total roof collapse. Storm surges will have tides between 13’ and 17’ above normal. 

Category 5 Storms

Category 5 is the most dangerous type of hurricane. Category 5 storms include winds that exceed 155 miles per hour.   

Both industrial and residential structures may sustain total roof damage in a Category 5 storm, and windows and doors may shatter in the high-speed winds. Storm surges will result in tides over 18’ above normal levels. 

Whatever category storm you have experienced, you should speak with a DeLand hurricane lawyer.  
Insurance coverage providers have a duty to pay claimants fairly, given the details of their policies. When you need to appeal an insurance claim denial, reach out to the accomplished DeLand hurricane lawyers at Morgan & Morgan.

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