Car Insurance Claims Disputes Lawyers in Daytona Beach, FL

Anyone who suspects that their insurance claim doesn’t represent the total amount that they're entitled to has a right to appeal the decision and request a formal investigation into the denial or diminished offer. You can have your insurance company conduct this review or a third party, with the insurance company losing the ability to get the final say in the decision in externally handled matters. If the case is urgent, they must treat it as such, and you also have the right to request that your provider expedite the process if they’re dragging their feet.

Unfortunately, even appealed claims can be treated negligently, and the end result of your review could yield the same incorrect results. This is why it’s often recommended to perform an external review of your case, just in case the insurance company tries to act against you a second time. However, doing so often requires a legal team or, at the very least, legal advice along the way, which is why you should speak with an attorney before starting the appeal process, especially in pressing matters.

Almost no car accident will be the same. Decimal changes in speed, distance, and other variables can all change the outcome drastically, yet insurance companies try to solve these riddles using inflexible equations. There are many reasons an insurance company can dispute a claim after an accident, but here are a few of the most common:

Fault and Liability Disputes

Determining fault isn’t always as easy as we expect. While clear-cut cases are relatively easy to handle with no other hiccups, disputed matters are much more complicated. The situation can turn into a back-and-forth “he said, she said” that can prolong the process and delay your recovery for months—potentially years. But, with the help of an attorney, you can speed up the process considerably and secure the resources you need to return to your normal life.

Medical Evaluation Disputes

If you sustained injuries in your accident, you should seek medical attention to assess the damage, regardless of how minor you believe it is. Not only will this ensure you’re healthy and free from further risk, but the evaluation will also serve as a laundry list of damages to recover later on in the process. However, your insurance company could dispute some or all of these damages for one reason or another, forcing you to pay for the associated costs from your own pocket.

Negligent Denials

Claim adjusters are humans, too. Everyone is guilty of a mistake or two every once in a while, but making a mistake during the claims process could potentially change someone’s life for the worse. If you believe that your claim was negligently diminished or denied, you should file an appeal with your provider for a second opinion. But, if that doesn’t work, you might need to take a stronger approach—something Morgan and Morgan’s car insurance claims disputes lawyers in Daytona Beach are more than capable of.

No insurance company should wrongfully diminish or deny their clients rightful compensation after a car accident of any severity. You paid into your contract for a reason, and to have them toss you to the side when you need them most is unacceptable, to say the least. Our Daytona Beach office is staffed with the best of the best, and if you find yourself dealing with a claim dispute, we’re only a phone call away.

It all depends on the outcome of your appeal. If the wrongfully diminished claim or denial is overturned after the second review, you’ll receive your rightful compensation promptly, but this is all dependent on the outcome of the appeal. Anyone dealing with a wrongfully denied claim appeal should speak with an attorney for more information on their next steps.

The specific damages that you’ll seek for recovery through your car insurance claim will depend on the circumstances surrounding your accident and the coverage you’ve opted into. Most coverages have a maximum amount to seek for recovery as well, which makes each situation very different. Despite the ambiguity, here are a few of the more common damages that victims can seek for recovery:

• Medical expenses
• Lost wages
• Repair costs
• Pain and suffering
• Wrongful death

If you’re wondering how much you can recover through your car insurance claim, and you believe your insurance provider isn’t being truthful, you should speak with our team to give yourself a better chance of reaching a successful outcome. You don’t want to gamble with something as important as your rightful payout, so don’t take the risk—team up with Morgan and Morgan today.

Some firms aren’t 100% truthful when they claim to have your best interest in mind, yet they’ll still shackle their clients with retainer fees just to hear the facts of their case. This approach only furthers any financial burden for their clients, but we chose to take a different path than the other firms. When you team up with Morgan and Morgan, you pay no out-of-pocket costs, and we’re only paid if we win your case.

That’s right; the fee is free when you team up with America’s largest personal injury firm. We don’t want you to have to worry about cost when you’re deciding on the law firm to help advocate for your rights, and with us, you don’t have to. You can make your choice based on our track record, reputation, and resources to advocate on your behalf, all of which will show that we’re uniquely capable of achieving success even when the odds seem grim.

In the most difficult moment of your life, Morgan and Morgan has your back. Car insurance claim disputes involve an abundance of paperwork, legal jargon, and stress, all of which are even more cumbersome to handle after already enduring the accident itself. You just want to recover and move on from the situation, but your insurance company or at-fault party is prolonging the process even further and forcing you to change your life until you receive what you’re entitled to. Don’t accept their behavior. Our team can help you advocate for your rights.

If you find yourself dealing with an insurance claim denial, remember that you have a friend, ally, and powerful legal partner in Morgan and Morgan. With our experience and resources, there’s no problem we can’t solve—our car insurance claims disputes lawyers in Daytona Beach are only a free, no-obligation case evaluation away.