Car Insurance Claims Disputes Lawyers

Understanding the coverage available under your policy can help simplify the claims process. Automobile insurance policies can include six different types of coverage, including:

• Bodily Injury Liability: applicable to injuries sustained to someone else at your fault
• Medical Payments/Personal Injury Protection: applicable to treatment of injuries of the driver and passenger in your own vehicle
• Property Damage Liability: covering damage inflicted on another’s property
• Collision: covering damage to your car from an accident with another car
• Comprehensive: covering losses due to flood, fire, or theft
• Uninsured Motorist Coverage: applicable when you are hit by an uninsured or hit-and-run driver

In some cases, even if you are covered by the proper type of insurance, your carrier may still limit your payout. In these situations, it is important to contact a car insurance dispute attorney who can help determine whether you can file a dispute claim against your insurer.

If your claim was denied, it is important to understand that insurance companies are for-profit businesses which can manipulate the facts of your claim or search for loopholes in your contract to avoid payment.

Our attorneys have handled claims on behalf of policyholders who were told that they were not entitled to compensation for injuries or property damage because their losses were not as substantial as reported. In other cases, we have witnessed insurers incorrectly assign fault to our clients to avoid payment and to increase premiums. Companies acting in bad faith or handling claims unfairly are most likely to deny your claims without justification.

If you believe your insurance company has handled your claim unfairly, contact a car insurance dispute attorney to review your case.

Our attorneys have extensive experience handling insurance dispute cases and are well-equipped to handle the tactics used by insurance companies to avoid honoring valid claims. The attorneys at Morgan & Morgan Insurance Recovery Group can examine your policy and help ensure you receive fair payment for your claim.