How long can I get Social Security Disability benefits?

The duration of your Social Security benefits depends on several factors, including the type of benefits you receive, your age, and any changes in your medical condition or work activity.

Social Security Disability Insurance (SSDI)

If you receive SSDI benefits, they will generally continue as long as you are considered disabled by the Social Security Administration (SSA) and unable to engage in substantial gainful activity (SGA). These benefits typically convert to retirement benefits when you reach full retirement age, with the amount remaining the same.

Supplemental Security Income (SSI)

SSI benefits are need-based and continue as long as you meet the financial and medical eligibility criteria. SSI has no age limit; however, your benefits may be affected if your income, resources, or living arrangements change.

Continuing Disability Reviews (CDR)

The SSA periodically reviews all disability cases to determine if the person receiving benefits still meets the medical requirements for disability benefits. The frequency of these reviews depends on the expected likelihood of medical improvement:​

• Improvement Expected: Review occurs within 6 to 18 months.
• Improvement Possible: Review occurs approximately every 3 years.
• Improvement Not Expected: Review occurs every 7 years.​

If a review determines that your condition has improved and you are no longer disabled, your benefits may end.

Factors That May Affect Benefit Duration

Several circumstances can lead to the reduction or termination of your disability benefits:

• Returning to Work: Engaging in substantial gainful activity (SGA) may affect your eligibility.
• Medical Improvement: If your condition improves and you no longer meet the SSA's definition of disability, benefits may stop.
• Incarceration: Being convicted of a crime and incarcerated for more than 30 days can suspend benefits.

It's crucial to promptly report any changes in your circumstances to the SSA to avoid overpayments or penalties.

Maximizing Your Benefits

Understanding how long you can receive Social Security Disability benefits can be complex, as eligibility depends on medical conditions, work activity, and periodic SSA reviews. An experienced Social Security Disability attorney can help you navigate these factors, ensuring you receive the benefits you deserve for as long as you qualify. Legal experts can assist in handling Continuing Disability Reviews, appealing benefit terminations, and advising you on work incentives without jeopardizing your financial support. With professional guidance, you can safeguard your benefits and make informed decisions about your future.