There are many factors to consider when determining where most motorcycle accidents take place. A recent report by the National Highway Traffic Safety Administration (NHTSA) revealed that approximately one-third of multi-vehicle motorcycle crashes occur when other motorists turn into a motorcycle's path. This makes intersections particularly dangerous for motorcyclists. Multiple travel directions, quick decision-making, and maneuvering are all factors that contribute to the risks at intersections. Additionally, motorcycles are smaller and less visible than other vehicles, making it more difficult for other drivers to see them in time.
One of the most common motorcycle accidents at intersections occurs when a driver makes a left-hand turn in front of an oncoming motorcycle. This can happen when the driver misjudges the motorcycle's speed or simply fails to see it. Another frequent scenario is when a driver fails to yield the right of way to a motorcycle at a stop sign or traffic light, resulting in a collision while the motorcycle is already in the intersection.
What Do the Statistics Say About Motorcycle Accidents in the U.S.?
The statistics surrounding motorcycle accidents in the United States are alarming. Here are key takeaways from reputable studies:
- Motorcycles are much more dangerous than other vehicles: Motorcycle accidents are 28 times more likely to result in fatalities, based on vehicle miles traveled. Riders are also four times more likely to suffer injuries.
- Motorcycle fatalities are on the rise: In 2020, motorcycle fatalities increased by 11%, from 5,044 to 5,579.
- Seasonal factors play a significant role: The majority of motorcycle deaths in 2020 occurred between June and September, with each of these months contributing at least 12% of the total deaths. This suggests that more riders on the road during warmer months contribute to increased accident risks.
- Older riders are at increased risk: The number of deaths for older riders (aged 55 and above) has risen from 3% in 1975 to 27% in 2020.
- Motorcycles are overrepresented in traffic fatalities: Although motorcycles make up only 3% of registered vehicles, they account for 14% of all traffic-related deaths.
- Motorcycle accidents are costly: The Government Accountability Office (GAO) estimates that the costs of motorcycle accidents in 2010 totaled around $16 billion, covering medical expenses, lost wages, property damage, and other costs.
- Hospital costs have skyrocketed: A study in California found that hospital costs for unhelmeted riders averaged $17,704.
How Can Motorcyclists Avoid Accidents?
Motorcycle accidents can have devastating consequences, so riders should take every possible precaution to stay safe. Here are key safety tips for motorcyclists:
- Wear proper safety gear: Helmets are essential for protecting your head in case of a crash. Additionally, wearing gloves, boots, and protective clothing can help reduce injuries.
- Stay visible: Wear bright or reflective clothing, and always use your headlights, especially during low-light conditions.
- Follow traffic laws: Obey speed limits, stop signs, and traffic signals at all times.
- Avoid distractions: Never use your phone or other devices while riding, as distractions increase your risk of an accident.
- Maintain a safe distance: Keep a safe following distance from other vehicles, particularly at high speeds.
- Prepare for bad weather: Check the forecast before riding. Riding in poor weather conditions can drastically increase your chances of an accident.
- Keep your bike in top condition: Regularly inspect and maintain your motorcycle to ensure it’s in proper working order.
- Take a safety course: Consider enrolling in a motorcycle safety course to improve your skills and learn safe riding practices.
Remember, safety on the road is a shared responsibility. By taking these precautions, you can help protect yourself and others.
Who Can Be Liable for a Motorcycle Accident?
Liability in motorcycle accidents can vary, but in most cases, the other party involved is found at fault. Common causes of liability include:
- Driving under the influence
- Distracted driving
- Failure to follow traffic laws
However, liability isn't limited to the other drivers involved. Manufacturers, designers, or retailers of motorcycles can also be held accountable if the accident was caused by a product defect or lack of proper warnings about the motorcycle's risks.
For example, if a motorcycle is designed in a way that makes it inherently dangerous, the designer or manufacturer could be liable for any accidents resulting from that defect.
Are Motorcycle Accident Claims Easy to Settle?
Motorcycle accident claims are typically more complex than other vehicle accident claims for several reasons:
- Bias against motorcyclists: Motorcyclists are often unfairly stereotyped as reckless, making it harder to establish liability in an accident. Without independent witnesses or solid evidence, proving the other party's negligence can be challenging.
- Serious injuries: Motorcycle accidents often result in severe injuries, which are costly to treat and may require long-term care. Insurance companies may resist paying high-cost claims, leading to prolonged negotiations or legal battles.
- Complexity of the accidents: The dynamics of motorcycle accidents are often more complicated than car crashes. The small size, lack of protection, and maneuverability of motorcycles make it harder to reconstruct the scene accurately and determine liability.
- Limited understanding of motorcycles: Many insurance adjusters and jurors have limited knowledge of how motorcycles operate, which can make it difficult to convince them of the motorcyclist's rights and establish liability.
- Insurance policy limits: Due to the severe injuries associated with motorcycle accidents, the at-fault driver's insurance coverage may not be sufficient to cover all damages, making it harder for victims to receive fair compensation.
What Factors Could Influence the Value of My Motorcycle Accident Claim?
Several factors can affect the value of a motorcycle accident claim, including:
- Severity of injuries: The more severe and long-lasting the injuries, the higher the claim value. Injuries such as head trauma, spinal cord damage, or broken bones typically result in higher settlements due to long-term medical costs and life-altering impacts.
- Fault determination: If the motorcyclist is found to be partially or fully at fault, the value of the claim will be reduced accordingly. On the other hand, if the other party is entirely at fault, the claim value will likely be higher.
- Steps taken after the accident: Seeking prompt medical care and following a doctor's instructions demonstrate the seriousness of the injuries and help maximize the value of the claim.
- Insurance limits: The at-fault party’s insurance policy limits will play a major role in determining the settlement amount. If they have limited coverage, obtaining a higher settlement becomes more challenging.
How Can an Attorney Help with a Motorcycle Accident Claim?
Hiring an experienced attorney is one of the smartest moves you can make after a motorcycle accident. A skilled lawyer will:
- Evaluate your case: They will determine if you have a valid claim, based on the specifics of the accident.
- Investigate the accident: Attorneys gather evidence such as witness statements, police reports, and medical records to prove liability.
- Create a legal strategy: Your lawyer will develop a strong case to secure the maximum compensation possible.
- Negotiate on your behalf: If the other party’s insurance company is unwilling to offer a fair settlement, your attorney can file a lawsuit and represent you in court.
How Can Morgan & Morgan Help?
Motorcycle accidents often result in severe injuries or even death. Riders are six times more likely to suffer significant injuries compared to passengers in a car.
Unfortunately, motorcyclists are often unfairly viewed as reckless, but it’s not the vehicle that defines someone’s driving behavior—it’s their actions on the road.
At Morgan & Morgan, we stand up for injured motorcyclists and fight for the compensation they deserve. We know how overwhelming it can be to carry a financial burden that doesn’t belong to you. Our team has the experience and resources to take on insurance companies that refuse to pay.
We’ve recovered over $20 billion for our clients since 1988, and we’re ready to help you. Contact us today for a free case evaluation, and we’ll respond within 24 hours to discuss the next steps.