What State Has the Most Car Accidents?

When it comes to the number of car accidents by state, most fingers point toward three directions: Mississippi, Wyoming, and South Carolina. Arkansas, Montana, and Louisiana have also found themselves on the notorious list more than once in the recent past.

A Credit Karma study named South Carolina, Wyoming, Louisiana, Montana, and Mississippi as the top five most dangerous states for drivers in that particular order. Another study by World Population Review circled the trio of Mississippi, Wyoming, and Arkansas as the states with the highest number of car accident fatalities. 

If you have been involved in a car accident that was not your fault, please contact us today for a free case review. You might be owed compensation.

What Are the Most Common Causes of Car Accidents in the US?

From the thousands of cases we’ve handled, these accidents often occur due to distracted driving (especially using a cell phone or navigation system while driving), speeding, driving under the influence of alcohol or drugs, reckless driving, faulty car parts, and poor weather conditions. More than half of the time, negligence is usually a contributing factor, which explains the need for accountability. 

Will My Health Insurance Cover My Medical Expenses?

Yes, in most cases, your health insurance would cover your medical expenses after a car accident, but only up to a certain limit. Also, this depends on the specifics of your health insurance plan. Even so, note that your health insurance may seek reimbursement from any settlement or judgment you receive from an auto insurance claim or lawsuit related to the accident.

Against Whom Can I File a Claim If Involved in a Car Accident?

Each case is unique, but generally, you can file a claim against the at-fault driver's insurance company. If the other driver is uninsured or underinsured or if the accident occurred in a no-fault state like Florida or Arkansas, you may need to file a claim with your own insurance carrier.

Additionally, claims can also be made against entities responsible for vehicle defects, such as a vehicle parts manufacturer, a reckless mechanic, or even an establishment that overserved alcohol to the driver who caused the accident.

Can I Recover Damages If I Was Partly at Fault?

Yes, but that also depends on your state's laws. Most states follow a comparative negligence rule, where your compensation may be reduced by your percentage of fault. However, in a few states with contributory negligence laws, such as Virginia, North Carolina, Maryland, and Alabama, if you are even slightly at fault, you may not be able to recover any compensation.

What If I Lost a Loved One in the Accident?

In such an unfortunate event, you might be entitled to file a wrongful death claim against the at-fault party and recover compensation through their insurance carrier. This type of claim can provide compensation for funeral and burial expenses, lost income and benefits, loss of companionship, and emotional distress, among other case-specific damages.

Contact a Morgan and Morgan Car Accident Specialist

Morgan and Morgan handles more injury cases than any law firm in America. That’s because we are big and powerful. For context, we receive more than 5,000 calls a day from individuals just like you who need us to fight for them. And since 1988, we've won more than $20 billion collectively for over 500,000 clients throughout the nation, including car accident victims. 

You, too, might be part of the Morgan and Morgan family. Get started today with a free case review.