What To Do When You Get in a Car Accident

Most people don't realize the importance of knowing what to do after a car accident until they find themselves in a situation that needs such information. Truth be told, the aftermath of a car accident is often characterized by stress, pain, and confusion. Even so, it's always good to know the steps to take to protect your rights. 

Seeking medical attention is the first and most important step. To do this, call 911 and request an ambulance. A police officer will likely accompany the ambulance to the scene. If you're medically able, document everything by taking photos and videos, noting the specific damages and injuries sustained, any important road signs, or anything you believe could be relevant to your case.

Next, gather the contact information of the other drivers and any witnesses at the scene. 

Lastly, contact Morgan and Morgan for a free case review by a car accident expert.

Should I Accept Responsibility for the Accident?

Do not admit fault even if you believe you are to blame. What seems like your fault on paper might not be the same from a legal standpoint. Instead, it's best to let law enforcement and insurance investigators determine fault based on evidence, not assumptions or hearsay.

Should I Involve the Police if the Other Party Accepts Responsibility?

Yes, it's wise to involve the police even if the other party accepts responsibility. That's because a police report provides an official and unbiased record of the accident, which is valuable for insurance and legal purposes. The report can clarify details, establish facts, and may be used for reference if you ever find yourself in a "he said, she said" kind of situation when pursuing a claim.

Do I Need to Document the Accident if the Police Already Did?

Personal records can provide additional perspectives and details that might not be captured in the police report. They can also help demonstrate consistency with regard to how the accident happened. So, yes, don’t forget to document the scene.

Is It Necessary to Seek Medical Attention if I'm Not Seriously Injured?

You should, and that's because some injuries take time to show their symptoms. A medical professional, particularly a car accident doctor, can assess for hidden injuries and provide a medical record, which can be useful if you develop symptoms later or need to file an injury claim.

Should I Provide a Recorded Statement to the Insurance Company?

Be cautious about providing a recorded statement to the insurance company. Keep in mind that whatever you say can impact your claim. To avoid jeopardizing your case, contact us for a free evaluation.

Should I Trust the Insurance Claims Adjuster to Fight for Me?

No, you shouldn't, even if they seem friendly and understanding. That's what they're trained to do.

One thing you need to know is that insurance claims are on the insurance company's paycheck. Their primary goal is to help these companies pay out the lowest possible amount. Those are the last people you want to advocate for your rights. 

In other words, their primary allegiance is not to you but to their employer, the insurance company in this case. Your lawyer is the only person you can trust to fight for your best interests in such a scenario.

Contact America's Largest Injury Firm

Morgan and Morgan has been fighting for the rights of car accident victims from all corners of the nation for more than 35 years. With over 1,000 attorneys licensed in all 50 states, access to powerful legal resources, and a collective track record of winning over $20 billion in verdicts and settlements, rest assured that your case will be in safe hands. Contact us today to get started.