How Accurate Are Body Claim Injury Calculators?

The injuries resulting from your car accident can severely diminish your quality of life and potentially leave you with lifelong disabilities. Furthermore, medical treatment after a car accident isn’t free, and your expenses can cause a great deal of stress while you’re trying to recover. You’ve heard it’s possible to recover damages from your accident, but exactly how much is your claim worth?

Insurance companies utilize a system called bodily injury calculators to appraise the restitution you can receive for your injuries. They use pre-established dollar amounts for specific aspects of car accident cases, then plug the details of your case into a formula to determine your compensation. This insensitive and even callous approach to calculating financial relief is usually beneficial to the insurance company behind it, not the injured party in need of assistance.

What is a Bodily Injury Calculator?

A bodily injury calculator is essentially an equation that insurance companies use to determine the value of your case. The details of your case become values in the equation, and the insurance company will use this value as the amount they think you deserve for your injuries. For example, if you’ve sustained a concussion in your accident, an insurance company could equate that injury to $100,000 worth of compensation.

Some online services offer their own bodily injury calculators, but their results are merely estimates. While it does offer some insight into how the process works, the values they use don’t reflect those of insurance companies and won’t accurately mirror the compensation you could receive for your claim.

Are Bodily Injury Calculators Accurate?

Despite their widespread use, bodily injury calculators are incredibly inaccurate. Each insurance company will appraise your injuries differently, which causes your payout to vary depending on which company you’re dealing with. The lack of consistency between claims causes the system to be unreliable and makes it difficult to trust offers from the insurance company.

Body injury calculators are especially weak when dealing with pain and suffering damages. The emotional aspects of a car accident are difficult to reduce down to a dollar figure, so insurance companies treat it as a multiplier against your case. Your suffering is assigned a number, usually on a scale of 1.5 to 5, which is multiplied against your expenses, For example, if your pain and suffering were given a 2, they would multiply the damage you’re entitled to recover for your medical bills by 2. This transforms your emotional suffering into something that’s dependent on other aspects of your case when it should be treated for what it is.

Bodily injuries are specific to the individual who’s sustained them, and generalizing physical damage can be problematic when it comes to compensating the injured party. Your injuries could affect you more harshly than someone else, and your compensation should reflect that.

How Can a Personal Injury Attorney Help?

By relying on a bodily injury calculator to determine your compensation, you’re allowing the insurance company to determine the extent of your suffering. The physical and financial damage you’ve sustained has caused you significant discomfort, and you should be compensated fairly for what you’ve experienced. By teaming up with a proficient attorney, you can prevent the insurance company from devaluing your case and fight for your full compensation.

Getting Started With Morgan & Morgan

We understand how daunting it can be to find the right lawyer during this traumatic point in your life. You want someone who will advocate for you, treat you compassionately, and will never settle for less than you deserve. Luckily for you, that’s our specialty. We treat our clients like family, and we’ll never allow a third-party to devalue your claim.

An accident can be financially draining for you and your family, so we’ve made it easy to afford our award-winning representation. Our firm operates on a contingency, meaning it costs you nothing out of-of-pocket to join our team. We take our fee from the favorable settlement or jury award so you don’t have to worry about another expense while you recover.

Instead of relying on faulty calculators with spotty results, Morgan & Morgan can determine your fair compensation amount and fight for what you deserve. We’ve recovered over $20 billion in cases just like yours, and we’re eager to include you in our success.

Complete a free, no-obligation case evaluation to get started.