Experienced SSI Lawyers: Guiding You Through Supplemental Security Income Claims

The confusing supplemental security income application process can put applicants at a disadvantage, making it difficult for these individuals to recover the benefits needed to live comfortably. 

Securing SSI benefits often involves a lengthy application process, strict eligibility requirements, and the potential for initial denials. This is where an SSI lawyer becomes an invaluable advocate.

What Is Supplemental Security Income (SSI)?

SSI is a federal program administered by the Social Security Administration (SSA) designed to provide financial assistance to individuals who are aged, blind, or disabled and have limited income and resources.

Key Features of SSI:

• Monthly Payments: Designed to cover basic needs like food, clothing, and shelter.
• Means-Tested Program: Only available to those who meet strict financial eligibility criteria.
• Federal and State Benefits: SSI payments are funded by general tax revenues, not Social Security taxes, and some states provide additional benefits.

Eligibility Requirements for SSI

Financial Criteria

To qualify for SSI, applicants must have limited income and resources:

• Income Limits: Income from wages, Social Security benefits, and pensions is considered. The 2024 federal benefit rate (FBR) is $914 per month for individuals and $1,371 for couples.
• Resource Limits: Applicants must not exceed $2,000 in countable resources ($3,000 for couples). Exclusions include personal property, a primary home, and one vehicle.

Disability or Age Criteria

Applicants must meet one of the following:

• Aged: Be 65 years or older.
• Blind: Have vision that is 20/200 or worse, even with corrective lenses.
• Disabled: Have a medical condition that significantly limits the ability to work and is expected to last at least 12 months or result in death.

Common Challenges in Applying for SSI

The application process for SSI can be daunting, and many applicants face challenges, including:

• Incomplete Applications: Missing documentation can result in immediate rejection.
• Denials: The SSA denies over 65% of initial claims due to insufficient evidence or non-compliance with criteria.
• Complex Appeals Process: Appeals involve multiple steps, including reconsideration, hearings, and federal court reviews.

Can You Get SSI if You’ve Never Worked? The Difference Between SSDI and SSI

If you live with a disability, you can receive financial assistance by filing a disability claim with the Social Security Administration (SSA). The federal government agency conducts a thorough review of your claim to determine whether you live with a qualifying medical condition, as well as endure the severity of symptoms listed in the medical guide called the Blue Book. To be eligible for disability benefits, you also have to meet other criteria, including demonstrating you have missed work for 12 consecutive months. There, you cannot get Social Security Disability Insurance (SSDI) if you never have worked.

As for Supplemental Security Income (SSI), can you get SSI if you’ve never worked? The answer is yes because SSI requires different standards for applicants to meet than the standards followed by the SSA for approving claims for SSDI. 

Another difference between SSI and SSDI concerns how each program is funded. Although the SSA manages SSI, the federal agency does not fund the program as it does for SSDI. Instead, SSI receives funding from the general revenues of the United States Department of the Treasury. In addition, a majority of states supplement the financial contribution made by the Department of the Treasury by funding SSI as well.

If you need financial assistance to pay for basic daily expenses, you might be eligible to receive compensation from the SSI program. The team of Social Security attorneys at Morgan & Morgan reviews your claim before you submit it to the SSA to ensure you meet all the criteria established by the federal government agency. 

How a Morgan & Morgan SSI Lawyer Can Help

Evaluating Eligibility

SSI lawyers assess your situation to determine if you meet the financial and medical requirements for benefits.

Assisting with Documentation

They ensure all necessary documents are gathered and submitted, including:

• Medical records
• Financial statements
• Employment history

Strengthening Your Application

Experienced lawyers help draft a compelling application, reducing the likelihood of errors or omissions.

Representation in Appeals

If your claim is denied, an SSI lawyer will:

• Analyze the denial reasons.
• Represent you during hearings and appeals.
• Advocate for your case in front of administrative law judges.

Navigating Complex Rules

SSI laws and regulations are intricate. Lawyers stay updated on changes to ensure compliance and improve your chances of approval.

Steps to Apply for SSI with a Lawyer’s Help

1. Initial Consultation

Start by discussing your case with an SSI lawyer to evaluate your eligibility and plan the next steps.

2. Application Preparation

Your lawyer will help you complete the application, ensuring all necessary information is included.

3. Submission and Follow-Up

The lawyer submits your application and follows up with the SSA to monitor its progress.

4. Handling Appeals

If denied, your lawyer will file an appeal and represent you throughout the process.

5. Securing Benefits

Once approved, your lawyer will ensure your payments are accurate and timely.

What if My Claim Is Denied? The SSI Appeals Process

If your initial application is denied, the appeals process involves:

1. Reconsideration: A review by someone not involved in the original decision.
2. Hearing: A chance to present your case before an administrative law judge (ALJ).
3. Appeals Council Review: Further review if the ALJ denies your claim.
4. Federal Court Review: The final step for challenging SSA decisions.

An experienced SSI lawyer can make a significant difference during these stages, presenting evidence and arguments to strengthen your case.

Frequently Asked Questions

How much does it cost to hire an SSI lawyer?

At Morgan & Morgan, there are no upfront costs. Our lawyers work on a contingency fee basis, meaning you pay only if we win your case. That’s right—the Fee Is Free™.

Can I apply for SSI benefits online?

Yes, you can apply for SSI benefits on the SSA’s website, but having a lawyer guide you through the process can improve your chances of approval.

How long does the SSI application process take?

The process can take several months to over a year, especially if appeals are involved. A lawyer can help expedite the process by ensuring your application is complete and accurate.

Can I work while receiving SSI benefits?

Yes, but there are strict income limits. Your lawyer can explain how earnings may affect your benefits and help you comply with SSA rules.

Why Choose Morgan & Morgan SSI Lawyers?

Morgan & Morgan is committed to fighting for those who need it most. Our SSI lawyers bring extensive experience and dedication to each case, ensuring you receive personalized guidance every step of the way.

We operate on a contingency fee basis, so you pay nothing unless we secure your benefits. And as the largest personal injury law firm with offices in every state across the country, we can help clients from diverse locations.

When making your decision about an SSI lawyer, our track record speaks for itself—we’ve helped thousands of clients secure the benefits they deserve and have recovered over $20 billion for our clients in the process.

Benefits of working with an SSI lawyer from Morgan & Morgan can include:

• Improved Chances of Approval: Legal representation ensures your application or appeal meets all requirements.
• Reduced Stress: A lawyer handles complex paperwork and deadlines, allowing you to focus on your health and well-being.
• Maximized Benefits: An SSI lawyer ensures you receive all the benefits you’re entitled to, including state supplements.

Morgan & Morgan’s SSI lawyers are here to help you navigate the complexities of applying for benefits. Contact us today for a free case evaluation and take the first step toward securing the support you need.